Tailored Plans

Cafeteria plans your employees can enroll, pick-and-choose as they see fit. There’s no one-size-fits-all, each has a different life and in a different world. Customize coverage and empower their choice.

A small Idaho business team discussing insurance options around a rustic wooden table, warm light streaming through windows.
A small Idaho business team discussing insurance options around a rustic wooden table, warm light streaming through windows.
Smart Coverage

Strong policies that protect your team without straining your payroll—supporting small businesses guided by strong values. You can set a standard of defined contribution, another is a payroll deduction that agrees with your budget.

Idaho landscape backdrop with a confident business owner reviewing benefits options on a tablet outside their storefront.
Idaho landscape backdrop with a confident business owner reviewing benefits options on a tablet outside their storefront.
Year-Round Enrollment

Flexible enrollment periods set by you, giving your employees the freedom to join coverage whenever it suits their needs and your schedule.

Supplemental insurance has no enrollment period except the parameters you set, see what’s possible for your team.

Simple Coverage Plans

Start small, go big!